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15.03.2005 Ineffective governance and policy, from both the Indian government and also from India's NGOs, is failing the poor, according to a leading member of the National Advisory Council. Successful local pilot schemes are often ignored by the national government while NGOs often fail to deliver cost-effective services.

15.03.2005 What ought to happen is not happening and when things happen, they are happening at a much higher cost. Therefore increased budget allocation alone cannot improve social services, says Jayaprakash Narayan, Member, National Advisory Council.

07.01.2005 145 million potential productive enterprises in India need close to INR 145,000 crores as working capital. Total credit from all the banks last year to rural India was around 70,000 crores including that from co-operative banks. The problem is that over half of this amount goes to large farmers and the access by small farmers is not adequate says Vijay Mahajan, Managing Director and CEO of a leading microfinance Institution in India.